Your mortgage application was denied. These words sound harsh, but they don't always mean you can't get a mortgage.
Lenders reject about 1 in every 2 applications they receive to refinance
a mortgage, according to the Mortgage Bankers Association. About 30
percent of purchasers who apply for a mortgage are turned down.
Despite
the tight lending environment, borrowers shouldn't always take "no" for
an answer. In some cases, they just need to apply with a different
lender or take a few simple steps to improve their credit.
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