- 30-34 year olds in 2012 had the lowest homeownership rate of any similarly aged group before them!
- Five years prior, this exact same group had the highest homeownership rate at 25-29 years old than any group before them!
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Showing posts with label Payday. Show all posts
Showing posts with label Payday. Show all posts
Friday, January 24, 2014
The Boom And Collapse Of America's 'Subprime Generation' by Chris Porter
Talk about an amazing reversal of fortune! This may be the most amazing, underreported demographic fact today.
Wednesday, January 22, 2014
Vancouver’s housing prices 2nd most unaffordable in the world By Peter Meiszner
An urban planning think tank says Metro Vancouver has the
second-highest housing prices in the world when compared to local
incomes.
Demographia compared urban areas with over 1,000,000 residents in OECD countries around the world.
They say Vancouver’s “strong urban containment policies” have caused the city’s affordability to “deteriorate markedly.”
The average house price in Metro Vancouver is $670,300, which would
require 80 per cent of the average median household income to service
the mortgage. That’s more than 2.5 times the 32 per cent guideline set
out by Canadian Mortgage and Housing Corporation.
Read More ...
Demographia compared urban areas with over 1,000,000 residents in OECD countries around the world.
They say Vancouver’s “strong urban containment policies” have caused the city’s affordability to “deteriorate markedly.”
Read More ...
Tuesday, January 21, 2014
Wells Fargo to stop short-term cash-advance loans by McClatchy-Tribune
In November, the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency directed banks to evaluate a customer's income, expenses and ability to pay before providing a deposit advance loan.
Read More ...
Why should banks be allowed to lend to consumers at annual interest rates as high as 300%?
Read More ...
Bove Slams Regulators' New Payday Lending Rules
Why should banks be allowed to lend to consumers at annual interest rates as high as 300%?
Because the alternative is far worse, according to Rafferty Capital Markets analyst Richard Bove.
The Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency
late last year issued new rules to govern "deposit advance products,"
which everyone else calls payday loans. These short-term loans --
called "payday loans" by everyone else -- are made to checking account customers in anticipation of direct deposits of salary payments or other regular direct deposits.
Read More...
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