How you can find free rent to own home listings in Orlando | Written by Eugene Hoffman

How you can find free rent to own home listings in Orlando

Looking for a house here in Orlando? Find resources on local rent to own homes in Orlando Florida below!

It’s not uncommon to see craigslist adverts that provide people with a chance to own a home with just a small payment upfront and then “earn your way” into a house over time.

There are a few names for that… but “rent to own”, “lease to own”, and “lease purchase” are a few.

If you’re looking for a quality rent to own house in Orlando… you may be wondering how you can find free rent to own home listings in Orlando to see if you can find a house that’s right for you.

First, if you’re not sure what a rent to own house is… or the process… keep reading this website and check out our FAQ section.

Renting to own a local Orlando house can be a great option for people who are struggling to qualify for a home mortgage because of their credit or not enough cash for a large down payment.

This option benefits both the buyer as well as the seller because the former gets to move into his or her dream home quickly while the latter gets a series of long-term payments and is able to sell their house to a broader pool of potential “tenant buyers”.

Finding the right rent to own home listings is Orlando can be tough sometimes.

What we’d suggest is that you do your research and get on a few lists that show you local rent to own houses in and around Orlando.

Places you can find these lists of available Orlando Florida rent to own houses…

1. On This Website:  Our company, Eugene Sells Houses(License #SL3302788), is a local real estate investment firm that buys and sells houses. One of the ways we sell our houses often is on a rent to own basis.So you can join our Local Rent To Own Property List over here >>You’ll get email alerts anytime a new property is available.  A huge benefit of being on our rent to own house list for Orlando FL houses is that you’ll be the first one to see the properties BEFORE we list them on this website. More than half of our rent to own houses never even make it to this website because they get snapped up by people on our Orlando Rent To Own Property List.

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Tips on Renting A Orlando Home By Owner | Written by Eugene Hoffman

Tips on Renting A Orlando Home By Owner

These potential home buyers are forced to rent and unfortunately cannot purchase a home even at current depressed housing prices. Unlike other programs, the rent to own program that we can help you get into enables approved Floridians to find a home that they want to rent, but also would like to eventually buy through our partner’s Pathway to Homeownership. “Lease with a Right to Purchase Program.

In today’s article, we’ll take a look at some tips on Renting an Orlando home that you should consider when renting your next home in Orlando.

As property values plummeted over the latter part of the 2000’s, many people began to turn to renting. There are plenty of reasons to rent as opposed to purchasing a home, including maintenance costs, desire to live in a densely populated part of Orlando Florida, or the desire to live in a smaller space.

Should I Rent From A Private Owner vs? Management Company?

There are advantages and disadvantages to renting from a management company.

Oftentimes, a management company will quickly make repairs, and be responsive to tenant complaints. Forward-thinking companies may offer rent payment, maintenance and repairs requests, and answers to other questions on their website. Property management companies in Orlando are usually strict about who they’re willing to rent to. They’re more likely to run credit checks, and require certain scores to consider a tenant. Many property management companies are also reluctant or outright refuse to rent to tenants with pets.

Should I Rent From A Private Owner vs? Management Company?

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Are Orlando Rent-to-Own Homes a Scam? | Written by Eugene Hoffman

Are Orlando Rent-to-Own Homes a Scam?

. Unlike other programs, the rent to own program that we can help you get into, enables approved Floridians to find a home that they want to rent, but also would like to eventually buy through our partner’s Pathway to Home ownership

If you’ve spent time driving around Orlando Florida or browsing Craigslist or other sites, you may have seen advertisements that read, “Own a home for $500/month. No credit check!”

While it seems too good to be true, local rent-to-own homes are a viable option that many Orlando residents are taking advantage of.

But…

Are Orlando Rent-to-Own Homes a Scam?

In any business there are a few hucksters who aren’t doing the right thing that give everyone else a bad name.  But renting to own / lease option homes aren’t a scam and they’re a really great way for people get on the path to home ownership if your financial situation prevents you from getting a home loan right now.  You can find hundreds of great articles online from reputable resources that back up the fact that rent to own (also called a lease option by many people) is a legitimate and great way to work your way into home ownership.

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Renting An Apartment vs. Renting A House in Orlando | Written by Eugene Hoffman

Renting An Apartment vs. Renting A House in Orlando

Eugene sells rent to own homes in Orlando… We understand that finding genuine rent to own homes in Orlando can be very difficult. Tips, tricks, and advice

So, you’re looking for a place to rent in Orlando?

As you’ve already seen… there are a lot of options in the Orlando area for housing.

All the way from apartments in Kissimmee rental houses in Sanford… condos… mobile homes, and more.

But if you’re struggling to decide if you want to rent an apartment or a house… check out our tips below on the “pros and cons” of renting a local apartment vs. the pros and cons of renting a local house. (also, see our blog post on pros and cons of Rent to Own Programs for more detailed info >)

Renting An Orlando Apartment –

There are lots of great apartments in Orlando.

You’ve probably found new apartment complexes with all kinds of amenities like a swimming pool, gym, rec area, and all kinds of other perks.

And you’ve probably come across some bare-bones apartments that just gave you 4 walls and not much else.

So here’s some Pros for renting local apartments:

• Often rent is cheaper with an apartment vs. renting a house
• Sometimes some services are included in your rent (trash, water, etc.)
• Maintenance is 100% taken care of by the management (if you’re in a bigger complex, usually the maintenance person is on-site and can repair things quickly)
• Sometimes there are more apartment units available than houses you want
• Amenities are often included like rec rooms, gyms, pools, and more.
• Sometimes you can pick up your neighbor’s wifi!

Here are some Cons of renting local apartments:

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The Costs Of Rent To Own Housing In Orlando | Written by Eugene Hoffman

The Costs Of Rent To Own Housing In Orlando

We are dedicated to helping working families or singles with a fair and trustworthy path to homeownership through this incredible rent to own program. The Financial crisis has created many reasons households in Orlando cannot obtain a mortgage, despite the fact they have a stable source of income and the ability to pay. These potential home buyers are forced to rent and unfortunately cannot purchase a home even at current depressed housing prices.

Owning a home — it’s part of the American Dream!

Home ownership gives a sense of freedom, security, and permanence.

Americans dream of growing up, finding a home, and starting a family; they dream of owning their own piece of land and proudly knowing “it’s mine.” Millions of families want a nice home, a white picket fence, a place to rest after a hard day of work, and a place to raise their families. But, what are The Costs Of Rent To Own Housing In Orlando?

It’s no wonder that pioneers and settlers came to America to escape the over-crowded rental slums of the Old World and to tame and claim their piece of this vast land. Even today, newcomers to America are attracted here in part because of the opportunities for a better future — which includes owning their own home.

The American Dream Is Changing…

While home ownership continues to be a high priority among many Americans, the American Dream is evolving. There’s still plenty of land and places to live, but it’s evolving for other reasons:

• There’s the growing number of Americans with credit problems — perhaps due to debt or poor choices or difficult circumstances or even just low paying jobs.
• There’s the growing number of banks that reject loan applications because they don’t meet the bank’s tightening loan requirements.
• There’s a trending increase in the number of lower-paying jobs, while higher-paying jobs are vanishing or being outsourced overseas.
• And the economy is on shaky ground, with one recession barely over and another one threatening to strike.

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Rent 2 Own Homes in Orlando – what’s the catch? | Written by Eugene Hoffman

Rent 2 Own Homes in Orlando – what’s the catch?

Looking for a local rent to own house but aren’t sure how it works or if there is a “catch?” Read this article to discover what you need to know about local Orlando rent to own houses…

In the real estate market today, it is very tempting to follow through on one of those ads in the local paper or on Craigslist that are practically screaming a great deal of rent 2 own homes in Orlando Florida. 

This option can be a win-win for both parties, but is it always the best method to get into a great house?

Sure, you can’t sell your home right now, or if you’re the buyer, maybe you aren’t able to receive a home loan with bad credit.

You could be in a great home that you love and feel a sense of ownership (more than if you just rent a house the normal way) sooner than you thought!

Although, it is always recommended to ask these questions below when meeting with your possible rent to own seller.

Here’re a few important (smart) questions to ask a local Orlando rent to own house seller

“What is the length of the option to buy the house?”  –

With a rent to own house agreement (also called lease option home), it’s usually two parts. First, a normal rental agreement. Second, the option to buy the house at a pre-determined price at a date in the future. Usually, the time-frame is a minimum of 2 years.Anything less and you may not reach the credit score goal that you’re aiming for to purchase the home. You need this time to weigh your options and to see if things are looking up for you in the future. Of course, the longest option agreement timeframe can be the best for you… to give you more time to get back on  your feet credit wise or financially so you can get a traditional home loan.

“How much of my rent will be put toward my purchase price?” –

You can read horror stories all over the internet about how some tenants were strung along thinking that they were paying a higher percentage than what they actually were for their future home among other factors with this option.Ask the seller!Recent federal laws have made providing “down payment credits” from your monthly rent very hard… if not illegal in some areas and situations. Usually, the monthly rent on a rent to own house in Orlando is a bit higher than the monthly rent on a non-rent to own house (because you’re paying for the chance to purchase the house at a pre-determined price which ties the seller down as well).  So just make sure to ask the seller if any portion of the rent is able to be contributed toward the purchase price if you do decide to purchase the house when the option is up.
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Homes For Rent By Owner In Orlando – Rent-To-Own Step-By-Step | Written by Eugene Hoffman

Homes For Rent By Owner In Orlando – Rent-To-Own Step-By-Step

Learn more about homes for rent by owner in Orlando

… And discover whether renting-to-own the right step for you. Find out how it works here…

If you’re looking into homes for rent by owner in Orlando, you’re probably thinking about renting… but have you thought about renting to OWN? In this blog post, we’ll share the step-by-step method to walk you through how it all works so you can decide if it’s right for you…

If you’re thinking about renting a home, you are very likely focused on finding a place to rent that you can call your own… but often, renters would love to move up from a rental property into a home that they own, they just might not be in a position to get a loan.

That’s where rent-to-own possibility comes in. With renting, you pay for a place to live for as long as your rental agreement lasts. But with rent to own, you rent a home for a while and then you buy it outright so that you own it… and you can even do this with bad credit!

Let’s start with the benefits of why renters love it…

1. You can get into a house even if you have bad credit
2. You don’t need a huge down payment
3. You can live in your permanent dream home sooner, even if you can’t afford to buy it just yet

It’s no wonder why people love to rent to own!

If you want to learn more about whether rent to own is right for you,  or call us on at (407) 781-7312

Here’s How It Works To Get Into Homes For Rent By Owner In Orlando On A Rent-To-Own Basis

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Houses For Rent By Owner In Orlando– 4 Reasons Why Rent-to-Own Is Better | Written by Eugene Hoffman

Houses For Rent By Owner In Orlando– 4 Reasons Why Rent-to-Own Is Better

If you’re looking for houses for rent by owner in Orlando, have you considered rent to own?

Rent-to-own gives you the best of both worlds… and you don’t need perfect credit to do it!

Given the choice between renting and rent-to-own, we believe that rent-to-own is often a better choice. In this article, we’ll look at the 4 reasons why rent-to-own is a great way to buy a house… even if your credit isn’t stunning. If you’re looking at houses for rent by owner in Orlando then you may want to expand your search to consider rent-to-own opportunity…

Owning a home is part of the American Dream… but it’s also very costly. Many people are forced to rent, putting money into their landlord’s pocket while struggling to get ahead. Wouldn’t it be nice if you could “rent your way to home ownership?” You can. It’s called “rent to own” and it’s reputation is growing.

It works like this: rents from a property manager, just like normal. But their agreement is often a multi-year agreement in which they agree to purchase the house as soon as the family can improve their credit score and save money. Keep reading to observe 5 reasons why this is SO powerful…

If you want to know more about rent-to-own, or about houses for rent by owner in Orlando, simply  call us at (407) 781-7312 and we’ll make sure you have all the info you need.

5 Tips About Rent To Own Houses For Rent By Owner In Orlando

We work with buyers, sellers, and landlords in all types of residential, vacant land, and smaller commercial transactions. We also work with investors who are looking for foreclosures, short sales, fixer-uppers, rentals, seller financing, lease purchases, and other creative real estate deals. Also read about our flat fee MLS broker Central Florida Orlando real estate listing services. We offer full-service, menu-based services, and a la carte services.

Rent To Own Tip #1
It’s pretty easy to qualify if your credit score is above 620. If you score is lower you will need more cash. Everything is negotiable, even with bad credit. A landlord will feel much safer with a tenant who pays several months of rent in advance when they are moving in. It is suggested that both parties use a Law Office. Offer to pay your rent in advance and have the funds placed in an escrow account with a Law Office. Sometimes a Landlord will offer to place part of your rent payment towards a downpayment for buying the house in the future. If this is the case make both payments, but send the downpayment to the Law Office separately. Escrow accounts are monitored by the State of Florida so your money will be safe.

Unlike buying a house (which requires a high credit score and down payment), a rent to own property starts off as a rental. There might be other qualifications required but, in general, it’s a much easier way to qualify to buy a house.

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How to bid on a short sale property in foreclosure | Written by Eugene Hoffman

How to bid on a short sale property in foreclosure

Short sale properties can be a great source of income for investors, and a great deal for home buyers.

It’s important to keep in mind that a short sale is one where the bank has approved a loss on a current loan. They’re losing money, so they want to unload.

Generally, the current owner is in a rough time, or wouldn’t be facing the loss of the property. Difficult times mean tremendous amounts of stress and emotional turmoil.

Managing relationships is always the key to any negotiation.

For the bank, a short sale is an unemotional transaction. An owner may be letting go of a property with great emotional significance.

You’ll have to take different approaches with every party to a short sale transaction to get the best result.

Data is on your side. Look up comps to get an accurate picture of the market, and seek out justifications for your offer prior to submitting a written bid.

In a short sale, you have to get agreement from the owner and the bank(s) involved in the purchase price and the terms.

Getting written permission from the owner to discuss terms with the bank can be really helpful, but check with a good lawyer to make sure you have the right documents before you ask the seller to sign anything that might violate Florida law.

Your relationship skills are super important during this process. The bank will often require days, even weeks, to respond to offers and move forward. Often they request additional BPOs (Broker Price Opinions) or modify appraisals, and they sometimes like to involve different negotiators.

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Real Estate investing Resources in Orlando - Written by Eugene Hoffman

Real Estate investing Resources in Orlando

Zillow

Zillow is the biggest, worst real estate website on the block. They are building data on real estate wealth like few other sites.

The CEO of Zillow, Spencer Rascoff, said their company’s best asset was their “living database of all homes”.

The Zestimate tool is off, as a lot of folks have noted. It’s fun to see what the computer calculates, but you still gotta know how to analyze the comps and evaluate the market for yourself.

Spend a lot of time on Zillow and get to know the intimate details of each property sold in your target Orlando neighborhoods. Really try to identify the psychology of the prices, and seek to understand why the seller and buyer picked that point to settle.

Remember, each sale is like a tiny piece of a moving puzzle that makes up the whole market.

Zillow is an awesome tool for investors to get to know their markets.

2. Craiglist

Craigslist is an awesome site. Ther are huge deals there if you spend the time on the site. People write terrible ads for great properties. Happens every hour of every day across Florida. Sometimes the best properties only get one terrible ad. So you’ve got to scour.

3. LoopNet

LoopNet is the granddaddy of commercial real estate investing.

You wanna sell a gigantic freakin building to institutional investors, this is the site you want to list it on.

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What Insurance Should I Have For My Rental Property In Orlando? An Investor’s Checklist - Written by Eugene Hoffman

What Insurance Should I Have For My Rental Property In Orlando? An Investor’s Checklist

Looking for investment properties to flip, buy and hold, or wholesale? Specializes in finding and offering deeply discounted area real estate to investors

Investing in housing is different than investing in stocks, mutual funds or bonds. Stocks are speculative, and they’re also a “paper asset.” The stock’s price may go up or down but there isn’t much that can happen to the “financial instrument” itself (especially since they’re stored electronically instead of as stock certificates now). Real estate on the other hand, when done properly, produces steady cash flow and is a real asset… which means something or someone could damage to your house.

The cash flow is nice… but you need to protect the real asset (and yourself). That’s where insurance comes in. Insurance is like a “reset button” to help you recapture your investment. If you invest in real estate, maybe you’re wondering, “What insurance should I have for my rental property in Orlando?”

Here’s a checklist of insurance that you may need:

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What Insurance Should I Have For My Rental Property In Orlando? An Investor’s Checklist

by Bearlakegroup on June 13, 2016 in buyer, Company News, ira-real-estate-investing, Real Estate Articles, Real Estate Market Statistics, Wholesale PropertiesEdit

Looking for investment properties to flip, buy and hold, or wholesale? Specializes in finding and offering deeply discounted area real estate to investors

Investing in housing is different than investing in stocks, mutual funds or bonds. Stocks are speculative, and they’re also a “paper asset.” The stock’s price may go up or down but there isn’t much that can happen to the “financial instrument” itself (especially since they’re stored electronically instead of as stock certificates now). Real estate on the other hand, when done properly, produces steady cash flow and is a real asset… which means something or someone could damage to your house.

The cash flow is nice… but you need to protect the real asset (and yourself). That’s where insurance comes in. Insurance is like a “reset button” to help you recapture your investment. If you invest in real estate, maybe you’re wondering, “What insurance should I have for my rental property in Orlando?”

Here’s a checklist of insurance that you may need:

Checklist: What Insurance Should I Have For My Rental Property In Orlando?

There are many possible insurance products that can benefit you but the primary ones are below. (You may choose to purchase the relevant ones separately or you might want to ask your insurance broker if they have “landlord’s insurance” since some insurance companies will package the right ones together for your convenience.)

Property Insurance. Property insurance should safeguard you financially from many of the accidents and natural disasters that may hurt your property. All policies are different but you might get property insurance that covers you for fire, lightning, wind damage, etc. If you live in an area prone to a certain type of natural event (such as floods), you may need to acquire an additional “rider” for that special situation.

Liability Insurance. If a tenant or visitor injures themselves on your property, they may sue you to help pay for their medical bills and loss of employment income. Liability insurance helps to protect you from the financial burden if a lawsuit goes against you.

Tenant Insurance: Tenant insurance isn’t something you need to get for yourself but we’re mentioning it here because it’s something you should urge your tenants to get. Tenant insurance is insurance for tenants that will cover any financial loss of their belongings. The cost is very reasonable and a tenant may add the cost of their household insurance to their car insurance policy.

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How To Avoid Running Into Mortgage Paying Trouble for Orlando Homeowners - Written by Eugene Hoffman

How To Avoid Running Into Mortgage Paying Trouble for Orlando Homeowners

How To Avoid Running Into Mortgage Paying Trouble for Orlando Homeowners

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You may think it’s only the tenant who has a hard time paying the mortgage, but as a real estate investor or landlord, there may be times when it’s hard to pay the mortgage on your end as well. Here are some things you can do to avoid facing difficulty in paying your mortgage each month.

Keep your properties full. While it may sound overly simplified, this is the most obvious method for ensuring you’ve got rent money coming in each month to cover your property mortgage payments. Don’t allow yourself to get slack on advertising for new tenants. And don’t put off screening applicants or filling your properties because you get busy or overworked. Recognize filling your vacancies as a major aspect of your REI business success and deal with it quickly and efficiently every time.

Do your best to find quality tenants. While you want to keep your properties full, finding good quality tenants is key. By “good” it means they pay their rent on time, keep the property maintained and don’t abuse the lease. By using background and credit checks, you can find the best tenants available and thereby do what’s possible to keep your rental fees coming in regularly, which will help you pay the mortgage when it comes due.

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Foreclosure Scams in Orlando- Beware Of Scams Like These - Written by Eugene Hoffman

Foreclosure Scams in Orlando- Beware Of Scams Like These

As you know, foreclosures over the past 5 years have been at record levels.  Just like with anything, when there’s an opportunity or when there’re people in pain… the dishonest and unscrupulous people in the world tend to come out of the dark shadows to prey on homeowners who don’t know any better.

Foreclosure scams in Orlando have even picked up in recent years.

We’ve been working with homeowners for some time now, in fact, we talk with homeowners in foreclosure every single week.  You should hear some of the stories we’ve heard of people in foreclosure being taken advantage of by scam artists proclaiming to be reputable “real estate investors”.

Not All “We Buy Houses” Companies Are Created Equal

You’ve seen those signs that say “We Buy Houses Orlando”… or websites like ours that mention the phrase.  Yes, we buy houses in Orlando and I’ll walk you through how to spot potential scams vs. reputable house buyers in our area.

As a quick summary… there are companies out there that buy houses from people who need to sell.  But, in some cases… that’s where the similarities from the scam investors and legitimate companies with great reputations like us stop.

In this article, I’m going to walk you through some of the ways a small percentage of people try to take advantage of home owners like you.

This is meant to be a “consumer awareness” guide to help you spot the companies to avoid and pinpoint the “we buy houses” companies that you can trust (because the majority of home buyers are great people with great integrity… it’s those few bad apples that ruin it for everyone else.)

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The probate process for a house in Orlando – don’t get shortchanged - Written by Eugene Hoffman

The probate process for a house in Orlando – don’t get shortchanged

Buying and selling of real estate are big business in any economy in the world. As population increases, more houses are needed for people to live in and offices for people to work in. Despite this fact of life, real estate transactions can still be very risky propositions! Especially when it comes to probate property if the prospective buyer doesn’t understand the probate process for a house in Orlando.

So what is a probate anyway?

A probate is a legal way of administering the property of a deceased person (decedent) if the person never left a will or if the will had specific instructions on how his or her property was to be administered after they are dead. These proceedings take place in probate courts. Sometimes they can end up being the best real estate deals that any buyer or seller might get in Orlando…

How to begin the probate process for a house in Orlando

The legate begins after a person dies. Soon after this, the seller is expected to inform the court, which appoints an attorney to take care of the sale. Once this is done, the attorney advertises the property just like other real estate properties. The price is based on the agent’s suggestion and also from an independent appraisal ordered by the probate court. Note: It is important for the seller to familiarize himself or herself with the property to avoid being short-changed. This can be avoided by choosing the right partner in Orlando and that would be Eugene Hoffman.Click the link here, fill out the form and we’ll help you get started now.

Okay, my property is on the market, now what?

Now, after the property is advertised on the market then it is up to the seller to wait for the buyers to make offers on the property. Once this process is completed, the final decision is made by the probate court on who should buy the property based on an auction if there was more than one interested buyer…. In this case, we would suggest you choose Eugene Hoffman to purchase your property because as you can see from our website we have not only given the best deals on probate property in Florida but also on short sales!

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I am Relocating And Need To Sell My House In Orlando - Written by Eugene Hoffman

I am Relocating And Need To Sell My House In Orlando

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Relocation is a complicated exercise in coordination. We get local Orlando home sellers calling us or submitting their house info on this website every week saying “I’m relocating and need to sell my house in Orlando“.  The great thing is that we’re able to help a good many of those sellers sell their house quickly (because we’re actively buying houses in Orlando right now!).

There’s an insane amount of details to keep together, plus the stress of whatever is making you move in the first place – often it’s a new job or a sick relative, but the true need to move always comes with a dramatic change.

So how do you make the most out of a difficult situation?

I am Relocating And Need To Sell My House In Orlando

by Bearlakegroup on April 22, 2016 in avoiding-foreclosure, buyer, Company News, ira-real-estate-investing,Real Estate Articles, Real Estate News, real-estate-market, sellers, short-sale-information, Wholesale PropertiesEdit

Relocation is a complicated exercise in coordination. We get local Orlando home sellers calling us or submitting their house info on this website every week saying “I’m relocating and need to sell my house in Orlando“.  The great thing is that we’re able to help a good many of those sellers sell their house quickly (because we’re actively buying houses in Orlando right now!).

There’s an insane amount of details to keep together, plus the stress of whatever is making you move in the first place – often it’s a new job or a sick relative, but the true need to move always comes with a dramatic change.

So how do you make the most out of a difficult situation?

Don’t Agonize – Organize.

You don’t want to be in a situation where you end up paying to own and maintain a vacant house for 2 years. That gets expensive and it doesn’t have to be that way.

Although the market is relatively stable right now in Orlando, things can change in the blink of an eye. We’ve heard some serious horror stories over the past couple of decades. Unless you’re filthy rich, you probably can’t afford to wait it out.

So how do you make the right choices when you’re relocating and need to sell your Orlando Florida house fast?

Relocating And Need To Sell My House Fast In Orlando… Your Options And Steps

First…

1. Find out what your house is worth: To do this you can contact a reputable real estate agent or connect with us and we can give you a no cost no obligation valuation on your property.  Once you know what the house may be able to sell for in the current market… that sets the basis for how long you may or may not be able / willing to sell the house.
2. Decide how fast you need to sell your house after you relocate: This is a biggie. I’ve seen professionals who moved out of state for a job who had their house on the market for over a year before selling it for a much much lower price than they hoped. Decide how fast you need to sell your house… and how long you’re willing to keep making 2 mortgage payments, insurance payments, etc.

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